Every car enthusiast’s dream is to own a classic car that he can brag about during get-togethers. Like any normal family vehicle, you also have to get insurance in order to protect the car from unexpected events. The only problem is insuring antiques cost a lot of money regardless of the kind.
Since you have to spend a lot either way, it would be best to find a suitable policy that you will not complain about in the future. The sooner you get full coverage car insurance for your precious 1960’s vehicle, the earlier you stop paying for the premiums at the end of the contract period. So how do you make a policy suited for your needs? Read on.
Guaranteed Value Coverage
Antiques in running condition are very rare. They are not replaceable anymore and will never be reproduced again. In the event that you run into a collision and lose the car for good, no policy would ever be able to give you a replacement. The best a company can provide is to set a market value for the vehicle, so when the case mentioned earlier happens, you can claim the full amount designated without deductions.
Expert Care Services
Old vehicles cannot be handled normally like regular ones. Find antique car insurance packages that include an optional retrieval service whenever you happen to be involved in an accident. Its rarity is also the reason why you are required to have a closed, well-ventilated garage to store it. If you don’t, most providers will deny your application until you get one.
Flexible Car Usage
The biggest difference between insurance for normal vehicles and antiques is the usage policy. Not almost all companies allow the use of a treasured vehicle on a regular basis since that will prove very risky. Even a scratch on original paint can cost thousands depending on the model. If you are fond of taking casual drives by the boulevard with your best car, find a policy that allows a certain number of pleasure trips. Opt for those without a mileage limit so you can make the most out of the rare chances you can take the car for a drive.
Damages are unavoidable when a collision happens. You might dent the car body or burn the engine. At a worst-case scenario, you will need replacement parts on some of them. Since the model is rare and discontinues, you will definitely have a hard time looking for the right parts. This is where expert handling services come in. Look for a company that helps you look for parts. A good provider that is passionate about vintage vehicles knows how hard it is to maintain an old gem.
The great thing about specialized automobile insurance lie in the policy features. Insurance meant only for such type of vehicles will always have 100% list of services tailored for an antique owner’s problems. You can feel secure that your vehicle is in good hands during repairs. Moreover, no one can understand you more than a company with the same love for vintage collections as you.